Welcome to Iron Oak Home Loans, Inc.
Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
The Iron Oak Way
Make Sense Underwriting
We focus on 3 main criteria in making a loan commitment: collateral, ability to repay, and the exit strategy. We engage our creative approach to try and find a way to have your loan meet these criteria for a fast and profitable funding.
Instant Approval Process
We offer instant approvals. There is no loan committee. Call us with a loan scenario, and we will qualify and approve your loan over the phone.
We have the ability to fund business purpose and investment property loans in 48 hours from submission. We draw our own loan documents in house and have investors prepared to fund on a moments notice.
Fix and Flip Purchases
We specialize in fix and flip purchases. Property condition is rarely an issue, substandard and poor property condition is almost always acceptable. We offer creative options to purchase flip properties with no money down or with outside subordinate financing.
Call Today for a FREE Consultation!
4000 Executive Parkway, Suite #160
San Ramon, CA 94583
Rich Mendoza | (925) 803-2465
DRE #01189248 NMLS #295452
Christy Mathers | (925) 803-2461
Keith Videtto | (925) 803-2467
DRE #01200300 NMLS #230754
Lewis Jepson | (925) 803-2475
DRE #01133688 NMLS #256706
Real Estate Broker – CA Dept of Real Estate – DRE #01299684 - NMLS #356760