Welcome to Iron Oak Home Loans, Inc.

Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.

The Iron Oak Way

Make Sense Underwriting

We focus on 3 main criteria in making a loan commitment: collateral, ability to repay, and the exit strategy. We engage our creative approach to try and find a way to have your loan meet these criteria for a fast and profitable funding.

Instant Approval Process

We offer instant approvals. There is no loan committee. Call us with a loan scenario, and we will qualify and approve your loan over the phone.

Fast Funding

We have the ability to fund business purpose and investment property loans in 48 hours from submission. We draw our own loan documents in house and have investors prepared to fund on a moments notice.

Fix and Flip Purchases

We specialize in fix and flip purchases. Property condition is rarely an issue, substandard and poor property condition is almost always acceptable. We offer creative options to purchase flip properties with no money down or with outside subordinate financing.

Call Today for a FREE Consultation!

Name (required)

Email (required)



5627 Stoneridge Dr, Suite #314
Pleasanton, CA 94588

Rich Mendoza | (925) 803-2465
DRE #01189248 NMLS #295452

Christy Mathers | (925) 803-2461
DRE #01997767

Keith Videtto | (925) 803-2467
DRE #01200300 NMLS #230754


Real Estate Broker – CA Dept of Real Estate – DRE #01299684 - NMLS #356760